Buying insurance for your home can be confusing; there’s building insurance, contents insurance and also homebuyers protection. But it can be difficult to know which ones are a necessity and which ones are just good to have.
You also don’t want to be caught out be exclusions in your contract that could burn you should you need to make a claim. And then there’s excess: compulsory and voluntary and how much you need to pay when making a claim.
We’ve put together an infographic to explain the different types of home insurance, why you need it, possible exclusions and how to get a good rate.